I’m Colin, a junior at Tulane studying business in New Orleans.
I started this site because most personal finance content is either written for 40-year-olds or treats college students like they can’t handle a real explanation. Neither is useful when you’re trying to figure out your first credit card or whether a Roth IRA is actually worth opening at 20.
I’ve made some decent financial decisions and some genuinely bad ones. Opened a Roth IRA at 19 with my first internship paycheck (good call). Ignored my student loan interest for a year (less good). I write about both, because the mistakes are usually more useful than the wins.
I’m a business student, not a financial advisor. Nothing on this site is professional advice. It’s one college student sharing what he’s learned, what he’s read, and what’s actually worked for someone in our situation.
What I cover:
- Credit cards: which ones are worth it for students, how to build credit from zero, and how to avoid the traps that trip up most people in college
- Investing: getting started with small amounts, Roth IRAs, index funds, and why starting at 20 actually matters
- Budgeting: realistic systems that work on a student income, not a spreadsheet you’ll abandon in two weeks
- Side hustles: what actually makes money in college vs. what sounds good on Reddit
- Student loans: understanding what you owe and how to think about repayment before you graduate
- First job finances: what to do with your first real paycheck so you don’t waste the head start
New articles go up daily. If there’s a topic you want covered or a question you can’t find a straight answer to, shoot me an email.